Call reports 2020
ONE AMERICAN BANK — 2020
What ONE AMERICAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,387,000 | 168,823,000 | 301,289,000 | 511,180,000 |
| Total loans | 96,051,000 | 113,424,000 | 204,898,000 | 421,678,000 |
| Allowance for loan losses | 2,357,000 | 1,953,000 | 1,951,000 | 1,941,000 |
| Securities available for sale | 1,385,000 | 1,333,000 | 1,299,000 | 1,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,063,000 | 127,243,000 | 168,518,000 | 160,893,000 |
| Interest-bearing deposits | 84,077,000 | 100,441,000 | 130,243,000 | 135,874,000 |
| Noninterest-bearing deposits | 15,986,000 | 26,802,000 | 38,275,000 | 25,019,000 |
| Equity capital | 15,609,000 | 22,699,000 | 44,814,000 | 59,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,201,000 | 6,355,000 | 9,973,000 |
| Interest expense | 328,000 | 618,000 | 896,000 | 3,381,000 |
| Net interest income | 1,747,000 | 3,583,000 | 5,459,000 | 6,592,000 |
| Noninterest income | 6,471,000 | 29,841,000 | 87,561,000 | 123,150,000 |
| Noninterest expense | 7,096,000 | 22,204,000 | 48,714,000 | 68,636,000 |
| Provision for loan losses | 353,000 | 438,000 | 797,000 | 1,072,000 |
| Pretax income | 761,000 | 10,776,000 | 43,503,000 | 60,031,000 |
| Income tax | 192,000 | 3,116,000 | 13,727,000 | 15,476,000 |
| Net income | 569,000 | 7,660,000 | 29,776,000 | 44,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,015,000 | 16,932,000 | 42,259,000 | 58,137,000 |
| Total capital | 15,437,000 | 18,523,000 | 44,210,000 | 60,078,000 |
| Risk-weighted assets | 112,862,000 | 122,772,000 | 206,997,000 | 305,063,000 |