Call reports 2019
ONE AMERICAN BANK — 2019
What ONE AMERICAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 91,228,000 | 119,952,000 | 135,139,000 | 119,709,000 |
| Total loans | 64,958,000 | 97,309,000 | 111,619,000 | 98,132,000 |
| Allowance for loan losses | 3,148,000 | 2,936,000 | 2,850,000 | 2,669,000 |
| Securities available for sale | 1,612,000 | 1,574,000 | 1,545,000 | 1,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,257,000 | 71,491,000 | 84,697,000 | 90,777,000 |
| Interest-bearing deposits | 63,547,000 | 60,267,000 | 71,850,000 | 79,341,000 |
| Noninterest-bearing deposits | 11,710,000 | 11,224,000 | 12,847,000 | 11,436,000 |
| Equity capital | 14,424,000 | 14,728,000 | 15,216,000 | 15,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 5,973,000 | 11,596,000 | 8,386,000 |
| Interest expense | 206,000 | 485,000 | 881,000 | 1,242,000 |
| Net interest income | 1,774,000 | 5,488,000 | 10,715,000 | 7,144,000 |
| Noninterest income | 560,000 | 2,106,000 | 5,520,000 | 15,779,000 |
| Noninterest expense | 2,017,000 | 6,491,000 | 13,827,000 | 20,007,000 |
| Provision for loan losses | 314,000 | 816,000 | 1,526,000 | 2,162,000 |
| Pretax income | 3,000 | 287,000 | 882,000 | 754,000 |
| Income tax | 0 | 0 | 115,000 | 170,000 |
| Net income | 3,000 | 287,000 | 767,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,870,000 | 12,871,000 | 12,863,000 | 11,158,000 |
| Total capital | 13,771,000 | 14,006,000 | 14,138,000 | 12,357,000 |
| Risk-weighted assets | 69,793,000 | 88,965,000 | 99,693,000 | 92,231,000 |