Call reports 2018
ONE AMERICAN BANK — 2018
What ONE AMERICAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 83,306,000 | 86,958,000 | 88,279,000 | 91,461,000 |
| Total loans | 65,985,000 | 63,503,000 | 65,385,000 | 66,763,000 |
| Allowance for loan losses | 3,686,000 | 3,530,000 | 3,714,000 | 3,678,000 |
| Securities available for sale | 6,808,000 | 4,733,000 | 11,313,000 | 1,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,231,000 | 71,142,000 | 72,508,000 | 75,554,000 |
| Interest-bearing deposits | 55,176,000 | 58,605,000 | 60,270,000 | 62,045,000 |
| Noninterest-bearing deposits | 12,055,000 | 12,537,000 | 12,238,000 | 13,509,000 |
| Equity capital | 14,127,000 | 14,236,000 | 14,303,000 | 14,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,056,000 | 4,088,000 | 6,166,000 | 8,211,000 |
| Interest expense | 124,000 | 262,000 | 430,000 | 614,000 |
| Net interest income | 1,932,000 | 3,826,000 | 5,736,000 | 7,597,000 |
| Noninterest income | 227,000 | 564,000 | 1,075,000 | 1,569,000 |
| Noninterest expense | 1,455,000 | 2,776,000 | 4,048,000 | 5,388,000 |
| Provision for loan losses | 697,000 | 1,524,000 | 2,578,000 | 3,512,000 |
| Pretax income | 7,000 | 131,000 | 236,000 | 332,000 |
| Income tax | 0 | 0 | 0 | 46,000 |
| Net income | 7,000 | 131,000 | 236,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,535,000 | 12,656,000 | 12,747,000 | 12,865,000 |
| Total capital | 13,441,000 | 13,531,000 | 13,643,000 | 13,789,000 |
| Risk-weighted assets | 69,703,000 | 67,313,000 | 68,851,000 | 71,147,000 |