Call reports 2017
ONE AMERICAN BANK — 2017
What ONE AMERICAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 89,600,000 | 84,522,000 | 83,389,000 | 82,009,000 |
| Total loans | 67,540,000 | 67,251,000 | 66,985,000 | 67,060,000 |
| Allowance for loan losses | 4,661,000 | 4,688,000 | 4,388,000 | 4,261,000 |
| Securities available for sale | 2,339,000 | 2,208,000 | 2,054,000 | 1,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,444,000 | 67,522,000 | 66,492,000 | 66,034,000 |
| Interest-bearing deposits | 57,215,000 | 53,212,000 | 53,198,000 | 52,771,000 |
| Noninterest-bearing deposits | 15,229,000 | 14,310,000 | 13,294,000 | 13,263,000 |
| Equity capital | 15,115,000 | 14,924,000 | 14,826,000 | 14,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 4,583,000 | 6,822,000 | 8,995,000 |
| Interest expense | 119,000 | 239,000 | 362,000 | 481,000 |
| Net interest income | 2,188,000 | 4,344,000 | 6,460,000 | 8,514,000 |
| Noninterest income | 1,054,000 | 1,795,000 | 2,187,000 | 2,811,000 |
| Noninterest expense | 1,954,000 | 3,775,000 | 5,424,000 | 7,177,000 |
| Provision for loan losses | 1,271,000 | 2,528,000 | 3,477,000 | 4,633,000 |
| Pretax income | 17,000 | -164,000 | -254,000 | -485,000 |
| Income tax | 10,000 | 20,000 | 27,000 | 483,000 |
| Net income | 7,000 | -184,000 | -281,000 | -968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,032,000 | 12,841,000 | 12,743,000 | 12,536,000 |
| Total capital | 13,957,000 | 13,755,000 | 13,659,000 | 13,447,000 |
| Risk-weighted assets | 69,840,000 | 68,921,000 | 69,436,000 | 69,167,000 |