Call reports 2016
ONE AMERICAN BANK — 2016
What ONE AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 80,687,000 | 81,036,000 | 82,746,000 | 88,306,000 |
| Total loans | 68,388,000 | 69,312,000 | 69,280,000 | 69,357,000 |
| Allowance for loan losses | 3,441,000 | 3,810,000 | 4,337,000 | 4,780,000 |
| Securities available for sale | 3,123,000 | 2,957,000 | 2,729,000 | 2,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,903,000 | 63,482,000 | 65,244,000 | 70,427,000 |
| Interest-bearing deposits | 50,801,000 | 51,371,000 | 52,259,000 | 55,793,000 |
| Noninterest-bearing deposits | 13,102,000 | 12,111,000 | 12,985,000 | 14,634,000 |
| Equity capital | 14,771,000 | 15,004,000 | 15,006,000 | 15,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,722,000 | 3,576,000 | 5,670,000 | 8,050,000 |
| Interest expense | 90,000 | 185,000 | 288,000 | 404,000 |
| Net interest income | 1,632,000 | 3,391,000 | 5,382,000 | 7,646,000 |
| Noninterest income | 996,000 | 2,289,000 | 3,564,000 | 4,872,000 |
| Noninterest expense | 1,850,000 | 3,628,000 | 5,540,000 | 7,570,000 |
| Provision for loan losses | 780,000 | 1,810,000 | 3,148,000 | 4,714,000 |
| Pretax income | -2,000 | 242,000 | 258,000 | 234,000 |
| Income tax | 11,000 | 21,000 | 31,000 | -107,000 |
| Net income | -13,000 | 221,000 | 227,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,821,000 | 13,054,000 | 13,057,000 | 13,024,000 |
| Total capital | 13,768,000 | 13,997,000 | 14,010,000 | 13,969,000 |
| Risk-weighted assets | 72,471,000 | 71,783,000 | 72,087,000 | 70,972,000 |