Call reports 2014
ONE AMERICAN BANK — 2014
What ONE AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,699,000 | 80,115,000 | 77,270,000 | 80,845,000 |
| Total loans | 55,917,000 | 55,041,000 | 59,974,000 | 63,609,000 |
| Allowance for loan losses | 715,000 | 722,000 | 1,073,000 | 1,692,000 |
| Securities available for sale | 7,319,000 | 7,120,000 | 6,969,000 | 6,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,205,000 | 66,686,000 | 63,478,000 | 66,446,000 |
| Interest-bearing deposits | 54,759,000 | 53,546,000 | 50,081,000 | 51,855,000 |
| Noninterest-bearing deposits | 13,446,000 | 13,140,000 | 13,397,000 | 14,591,000 |
| Equity capital | 13,012,000 | 12,989,000 | 12,945,000 | 12,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,545,000 | 2,355,000 | 3,386,000 |
| Interest expense | 145,000 | 290,000 | 434,000 | 578,000 |
| Net interest income | 630,000 | 1,255,000 | 1,921,000 | 2,808,000 |
| Noninterest income | 99,000 | 295,000 | 1,140,000 | 2,352,000 |
| Noninterest expense | 850,000 | 1,698,000 | 2,896,000 | 4,403,000 |
| Provision for loan losses | 0 | 0 | 347,000 | 1,005,000 |
| Pretax income | -121,000 | -148,000 | -182,000 | -248,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -121,000 | -148,000 | -183,000 | -249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,928,000 | 12,908,000 | 12,880,000 | 12,823,000 |
| Total capital | 13,643,000 | 13,630,000 | 13,728,000 | 13,713,000 |
| Risk-weighted assets | 64,824,000 | 63,819,000 | 67,603,000 | 70,398,000 |