Call reports 2013
ONE AMERICAN BANK — 2013
What ONE AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,844,000 | 84,156,000 | 80,986,000 | 80,191,000 |
| Total loans | 57,751,000 | 56,430,000 | 58,372,000 | 57,408,000 |
| Allowance for loan losses | 711,000 | 720,000 | 738,000 | 740,000 |
| Securities available for sale | 9,765,000 | 9,182,000 | 7,788,000 | 7,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,350,000 | 70,647,000 | 67,181,000 | 66,387,000 |
| Interest-bearing deposits | 59,336,000 | 59,938,000 | 56,699,000 | 54,433,000 |
| Noninterest-bearing deposits | 12,014,000 | 10,709,000 | 10,482,000 | 11,954,000 |
| Equity capital | 12,876,000 | 13,023,000 | 13,257,000 | 13,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,892,000 | 2,787,000 | 3,555,000 |
| Interest expense | 157,000 | 313,000 | 468,000 | 621,000 |
| Net interest income | 834,000 | 1,579,000 | 2,319,000 | 2,934,000 |
| Noninterest income | 218,000 | 664,000 | 950,000 | 1,059,000 |
| Noninterest expense | 1,004,000 | 1,959,000 | 2,792,000 | 3,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 383,000 | 683,000 | 559,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 146,000 | 382,000 | 682,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,598,000 | 12,844,000 | 13,154,000 | 13,040,000 |
| Total capital | 13,309,000 | 13,564,000 | 13,892,000 | 13,780,000 |
| Risk-weighted assets | 69,210,000 | 67,699,000 | 66,790,000 | 65,659,000 |