Call reports 2012
ONE AMERICAN BANK — 2012
What ONE AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,870,000 | 85,571,000 | 87,496,000 | 86,772,000 |
| Total loans | 58,273,000 | 56,883,000 | 58,943,000 | 59,480,000 |
| Allowance for loan losses | 629,000 | 644,000 | 757,000 | 754,000 |
| Securities available for sale | 13,656,000 | 12,732,000 | 12,551,000 | 12,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,803,000 | 72,180,000 | 73,990,000 | 73,273,000 |
| Interest-bearing deposits | 66,004,000 | 61,423,000 | 61,958,000 | 58,699,000 |
| Noninterest-bearing deposits | 10,799,000 | 10,757,000 | 12,032,000 | 14,574,000 |
| Equity capital | 10,644,000 | 12,770,000 | 12,755,000 | 12,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,031,000 | 3,027,000 | 3,935,000 |
| Interest expense | 208,000 | 396,000 | 571,000 | 738,000 |
| Net interest income | 795,000 | 1,635,000 | 2,456,000 | 3,197,000 |
| Noninterest income | 333,000 | 555,000 | 723,000 | 1,027,000 |
| Noninterest expense | 917,000 | 1,871,000 | 2,858,000 | 3,784,000 |
| Provision for loan losses | 0 | 25,000 | 135,000 | 235,000 |
| Pretax income | 211,000 | 294,000 | 186,000 | 201,000 |
| Income tax | 0 | -7,000 | -7,000 | -7,000 |
| Net income | 211,000 | 301,000 | 193,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,402,000 | 12,505,000 | 12,410,000 | 12,440,000 |
| Total capital | 11,031,000 | 13,149,000 | 13,167,000 | 13,194,000 |
| Risk-weighted assets | 71,809,000 | 69,783,000 | 73,806,000 | 72,975,000 |