Call reports 2011
ONE AMERICAN BANK — 2011
What ONE AMERICAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,982,000 | 100,598,000 | 94,760,000 | 89,995,000 |
| Total loans | 67,237,000 | 62,217,000 | 62,197,000 | 61,533,000 |
| Allowance for loan losses | 0 | 207,000 | 206,000 | 644,000 |
| Securities available for sale | 6,573,000 | 5,293,000 | 6,762,000 | 12,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,912,000 | 88,920,000 | 82,823,000 | 79,019,000 |
| Interest-bearing deposits | 88,129,000 | 77,263,000 | 72,322,000 | 67,109,000 |
| Noninterest-bearing deposits | 10,783,000 | 11,657,000 | 10,501,000 | 11,910,000 |
| Equity capital | 11,492,000 | 11,202,000 | 11,396,000 | 10,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 1,357,000 | 2,215,000 | 3,233,000 |
| Interest expense | 124,000 | 416,000 | 669,000 | 902,000 |
| Net interest income | 211,000 | 941,000 | 1,546,000 | 2,331,000 |
| Noninterest income | 4,340,000 | 4,803,000 | 5,349,000 | 4,986,000 |
| Noninterest expense | 466,000 | 1,696,000 | 2,670,000 | 3,642,000 |
| Provision for loan losses | 0 | 250,000 | 300,000 | 760,000 |
| Pretax income | 4,085,000 | 3,798,000 | 3,959,000 | 2,949,000 |
| Income tax | 0 | 22,000 | 22,000 | 29,000 |
| Net income | 4,085,000 | 3,776,000 | 3,937,000 | 2,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,291,000 | 10,997,000 | 11,176,000 | 10,176,000 |
| Total capital | 11,291,000 | 11,204,000 | 11,382,000 | 10,820,000 |
| Risk-weighted assets | 75,467,000 | 70,285,000 | 70,571,000 | 73,573,000 |