Call reports 2010
ONE AMERICAN BANK — 2010
What ONE AMERICAN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 129,711,000 | 130,354,000 | 112,595,000 | 110,161,000 |
| Total loans | 101,378,000 | 92,773,000 | 83,401,000 | 75,473,000 |
| Allowance for loan losses | 3,041,000 | 3,055,000 | 3,265,000 | 2,960,000 |
| Securities available for sale | 5,941,000 | 5,516,000 | 5,256,000 | 4,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,652,000 | 112,351,000 | 103,053,000 | 101,085,000 |
| Interest-bearing deposits | 99,785,000 | 100,975,000 | 92,257,000 | 89,701,000 |
| Noninterest-bearing deposits | 11,867,000 | 11,376,000 | 10,796,000 | 11,384,000 |
| Equity capital | 6,285,000 | 6,243,000 | 3,853,000 | 3,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,780,000 | 3,367,000 | 4,732,000 | 6,031,000 |
| Interest expense | 623,000 | 1,168,000 | 1,664,000 | 2,094,000 |
| Net interest income | 1,157,000 | 2,199,000 | 3,068,000 | 3,937,000 |
| Noninterest income | 231,000 | 279,000 | -1,460,000 | -1,299,000 |
| Noninterest expense | 1,250,000 | 2,394,000 | 3,683,000 | 4,961,000 |
| Provision for loan losses | 2,065,000 | 2,065,000 | 2,295,000 | 2,295,000 |
| Pretax income | -1,927,000 | -1,981,000 | -4,370,000 | -4,618,000 |
| Income tax | 560,000 | 560,000 | 560,000 | 575,000 |
| Net income | -2,487,000 | -2,541,000 | -4,930,000 | -5,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,154,000 | 6,100,000 | 3,711,000 | 3,448,000 |
| Total capital | 7,532,000 | 7,367,000 | 4,811,000 | 4,459,000 |
| Risk-weighted assets | 108,555,000 | 99,587,000 | 85,805,000 | 78,931,000 |