Call reports 2002
ONE AMERICAN BANK — 2002
What ONE AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,005,000 | 73,640,000 | 78,359,000 | 78,166,000 |
| Total loans | 58,402,000 | 59,564,000 | 58,262,000 | 54,680,000 |
| Allowance for loan losses | 930,000 | 1,532,000 | 1,476,000 | 1,473,000 |
| Securities available for sale | 1,645,000 | 1,428,000 | 1,688,000 | 6,950,000 |
| Securities held to maturity | 5,700,000 | 5,136,000 | 4,881,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,695,000 | 67,514,000 | 71,243,000 | 69,625,000 |
| Interest-bearing deposits | 57,995,000 | 58,120,000 | 64,542,000 | 60,726,000 |
| Noninterest-bearing deposits | 7,700,000 | 9,394,000 | 6,701,000 | 8,899,000 |
| Equity capital | 6,585,000 | 5,391,000 | 5,622,000 | 7,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,598,000 | 3,853,000 | 5,044,000 |
| Interest expense | 532,000 | 1,016,000 | 1,478,000 | 1,895,000 |
| Net interest income | 763,000 | 1,582,000 | 2,375,000 | 3,149,000 |
| Noninterest income | 140,000 | 182,000 | 191,000 | 342,000 |
| Noninterest expense | 546,000 | 1,279,000 | 1,834,000 | 2,492,000 |
| Provision for loan losses | 69,000 | 89,000 | 96,000 | 96,000 |
| Pretax income | 288,000 | 396,000 | 636,000 | 903,000 |
| Income tax | 20,000 | 54,000 | 73,000 | -152,000 |
| Net income | 268,000 | 342,000 | 563,000 | 1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,604,000 | 5,378,000 | 5,599,000 | 7,091,000 |
| Total capital | 7,405,000 | 6,185,000 | 6,404,000 | 7,835,000 |
| Risk-weighted assets | 63,960,000 | 64,213,000 | 63,734,000 | 58,758,000 |