Call reports 2001
ONE AMERICAN BANK — 2001
What ONE AMERICAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,555,000 | 72,485,000 | 74,113,000 | 72,686,000 |
| Total loans | 56,706,000 | 56,735,000 | 58,696,000 | 59,353,000 |
| Allowance for loan losses | 746,000 | 650,000 | 953,000 | 2,252,000 |
| Securities available for sale | 456,000 | 456,000 | 827,000 | 1,026,000 |
| Securities held to maturity | 7,801,000 | 7,540,000 | 7,068,000 | 6,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,316,000 | 65,826,000 | 66,497,000 | 66,431,000 |
| Interest-bearing deposits | 58,196,000 | 59,138,000 | 58,524,000 | 57,359,000 |
| Noninterest-bearing deposits | 6,120,000 | 6,688,000 | 7,973,000 | 9,072,000 |
| Equity capital | 5,750,000 | 5,869,000 | 6,026,000 | 5,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,900,000 | 4,352,000 | 5,734,000 |
| Interest expense | 810,000 | 1,584,000 | 2,304,000 | 2,925,000 |
| Net interest income | 637,000 | 1,316,000 | 2,048,000 | 2,809,000 |
| Noninterest income | 82,000 | 166,000 | 249,000 | 343,000 |
| Noninterest expense | 595,000 | 1,169,000 | 1,707,000 | 2,240,000 |
| Provision for loan losses | 114,000 | 414,000 | 794,000 | 2,094,000 |
| Pretax income | 11,000 | -112,000 | -215,000 | -1,182,000 |
| Income tax | 11,000 | 20,000 | 20,000 | 28,000 |
| Net income | 0 | -132,000 | -235,000 | -1,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,746,000 | 5,864,000 | 6,011,000 | 5,036,000 |
| Total capital | 6,492,000 | 6,514,000 | 6,815,000 | 5,838,000 |
| Risk-weighted assets | 62,466,000 | 62,103,000 | 64,152,000 | 62,720,000 |