Call reports 2009
NEHAWKA BANK, THE — 2009
What NEHAWKA BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 14,621,000 | 14,416,000 | 14,706,000 | 14,871,000 |
| Total loans | 12,965,000 | 13,184,000 | 13,011,000 | 13,285,000 |
| Allowance for loan losses | 120,000 | 129,000 | 132,000 | 146,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,304,000 | 12,041,000 | 12,311,000 | 12,489,000 |
| Interest-bearing deposits | 10,559,000 | 10,772,000 | 10,735,000 | 10,501,000 |
| Noninterest-bearing deposits | 1,745,000 | 1,268,000 | 1,577,000 | 1,989,000 |
| Equity capital | 2,266,000 | 2,304,000 | 2,321,000 | 2,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 501,000 | 753,000 | 1,006,000 |
| Interest expense | 62,000 | 118,000 | 174,000 | 226,000 |
| Net interest income | 183,000 | 383,000 | 579,000 | 780,000 |
| Noninterest income | 47,000 | 87,000 | 126,000 | 164,000 |
| Noninterest expense | 172,000 | 348,000 | 542,000 | 722,000 |
| Provision for loan losses | 8,000 | 17,000 | 32,000 | 78,000 |
| Pretax income | 50,000 | 105,000 | 131,000 | 144,000 |
| Income tax | 5,000 | 21,000 | 31,000 | 39,000 |
| Net income | 45,000 | 84,000 | 100,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,266,000 | 2,304,000 | 2,321,000 | 2,326,000 |
| Total capital | 2,386,000 | 2,433,000 | 2,453,000 | 2,472,000 |
| Risk-weighted assets | 11,315,000 | 11,462,000 | 11,361,000 | 11,550,000 |