Call reports 2008
NEHAWKA BANK, THE — 2008
What NEHAWKA BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 14,431,000 | 13,980,000 | 13,841,000 | 14,186,000 |
| Total loans | 12,030,000 | 12,083,000 | 12,376,000 | 12,812,000 |
| Allowance for loan losses | 112,000 | 112,000 | 112,000 | 113,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,954,000 | 11,663,000 | 11,520,000 | 11,892,000 |
| Interest-bearing deposits | 9,989,000 | 10,141,000 | 10,160,000 | 10,098,000 |
| Noninterest-bearing deposits | 1,965,000 | 1,522,000 | 1,360,000 | 1,794,000 |
| Equity capital | 2,143,000 | 2,204,000 | 2,221,000 | 2,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 486,000 | 734,000 | 986,000 |
| Interest expense | 86,000 | 171,000 | 251,000 | 324,000 |
| Net interest income | 153,000 | 315,000 | 483,000 | 662,000 |
| Noninterest income | 32,000 | 66,000 | 98,000 | 145,000 |
| Noninterest expense | 158,000 | 286,000 | 448,000 | 647,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 26,000 |
| Pretax income | 27,000 | 95,000 | 123,000 | 134,000 |
| Income tax | 4,000 | 10,000 | 22,000 | 33,000 |
| Net income | 23,000 | 85,000 | 101,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,143,000 | 2,204,000 | 2,221,000 | 2,220,000 |
| Total capital | 2,255,000 | 2,316,000 | 2,333,000 | 2,333,000 |
| Risk-weighted assets | 9,897,000 | 9,844,000 | 10,178,000 | 11,086,000 |