Call reports 2006
NEHAWKA BANK, THE — 2006
What NEHAWKA BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 12,671,000 | 12,267,000 | 12,042,000 | 12,108,000 |
| Total loans | 11,677,000 | 11,235,000 | 11,011,000 | 11,022,000 |
| Allowance for loan losses | 115,000 | 115,000 | 115,000 | 115,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 169,000 | 169,000 | 169,000 | 169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,795,000 | 9,344,000 | 8,854,000 | 9,277,000 |
| Interest-bearing deposits | 8,617,000 | 8,172,000 | 7,957,000 | 8,054,000 |
| Noninterest-bearing deposits | 1,178,000 | 1,172,000 | 897,000 | 1,223,000 |
| Equity capital | 1,988,000 | 2,033,000 | 1,998,000 | 2,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 441,000 | 657,000 | 870,000 |
| Interest expense | 67,000 | 120,000 | 192,000 | 260,000 |
| Net interest income | 154,000 | 321,000 | 465,000 | 610,000 |
| Noninterest income | 33,000 | 66,000 | 99,000 | 124,000 |
| Noninterest expense | 145,000 | 290,000 | 498,000 | 644,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 40,000 | 95,000 | 64,000 | 88,000 |
| Income tax | 4,000 | 14,000 | 17,000 | 17,000 |
| Net income | 36,000 | 81,000 | 47,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,988,000 | 2,033,000 | 1,998,000 | 2,022,000 |
| Total capital | 2,103,000 | 2,148,000 | 2,113,000 | 2,137,000 |
| Risk-weighted assets | 8,498,000 | 8,424,000 | 8,444,000 | 8,407,000 |