Call reports 2005
NEHAWKA BANK, THE — 2005
What NEHAWKA BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 13,591,000 | 13,879,000 | 13,497,000 | 12,986,000 |
| Total loans | 11,770,000 | 12,307,000 | 12,206,000 | 11,895,000 |
| Allowance for loan losses | 99,000 | 115,000 | 115,000 | 115,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 369,000 | 369,000 | 369,000 | 169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,373,000 | 10,729,000 | 9,817,000 | 9,702,000 |
| Interest-bearing deposits | 10,128,000 | 9,678,000 | 8,823,000 | 8,660,000 |
| Noninterest-bearing deposits | 1,245,000 | 1,051,000 | 994,000 | 1,042,000 |
| Equity capital | 1,937,000 | 1,961,000 | 1,993,000 | 1,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 219,000 | 440,000 | 670,000 | 892,000 |
| Interest expense | 53,000 | 106,000 | 161,000 | 223,000 |
| Net interest income | 166,000 | 334,000 | 509,000 | 669,000 |
| Noninterest income | 40,000 | 78,000 | 116,000 | 149,000 |
| Noninterest expense | 161,000 | 311,000 | 483,000 | 662,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 20,000 |
| Pretax income | 45,000 | 91,000 | 132,000 | 136,000 |
| Income tax | 1,000 | 15,000 | 25,000 | 33,000 |
| Net income | 44,000 | 76,000 | 107,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,937,000 | 1,961,000 | 1,993,000 | 1,989,000 |
| Total capital | 2,036,000 | 2,076,000 | 2,108,000 | 2,104,000 |
| Risk-weighted assets | 8,861,000 | 9,141,000 | 8,964,000 | 8,684,000 |