Call reports 2004
NEHAWKA BANK, THE — 2004
What NEHAWKA BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,054,000 | 13,725,000 | 14,046,000 | 13,698,000 |
| Total loans | 10,858,000 | 10,846,000 | 11,356,000 | 11,445,000 |
| Allowance for loan losses | 105,000 | 109,000 | 109,000 | 115,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 249,000 | 249,000 | 249,000 | 545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,863,000 | 11,546,000 | 11,847,000 | 11,481,000 |
| Interest-bearing deposits | 10,928,000 | 10,624,000 | 11,045,000 | 10,523,000 |
| Noninterest-bearing deposits | 935,000 | 922,000 | 802,000 | 958,000 |
| Equity capital | 1,914,000 | 1,895,000 | 1,916,000 | 1,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 431,000 | 644,000 | 868,000 |
| Interest expense | 53,000 | 105,000 | 157,000 | 212,000 |
| Net interest income | 163,000 | 326,000 | 487,000 | 656,000 |
| Noninterest income | 33,000 | 64,000 | 99,000 | 133,000 |
| Noninterest expense | 152,000 | 302,000 | 463,000 | 639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 88,000 | 123,000 | 150,000 |
| Income tax | 0 | 24,000 | 37,000 | 48,000 |
| Net income | 44,000 | 64,000 | 86,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,914,000 | 1,895,000 | 1,916,000 | 1,932,000 |
| Total capital | 2,019,000 | 2,004,000 | 2,025,000 | 2,047,000 |
| Risk-weighted assets | 8,515,000 | 8,373,000 | 8,676,000 | 8,679,000 |