Call reports 2003
NEHAWKA BANK, THE — 2003
What NEHAWKA BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,748,000 | 13,978,000 | 13,433,000 | 13,809,000 |
| Total loans | 10,975,000 | 11,622,000 | 11,308,000 | 11,149,000 |
| Allowance for loan losses | 99,000 | 98,000 | 98,000 | 113,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 599,000 | 499,000 | 499,000 | 249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,605,000 | 11,819,000 | 11,208,000 | 11,642,000 |
| Interest-bearing deposits | 10,646,000 | 10,841,000 | 10,430,000 | 10,478,000 |
| Noninterest-bearing deposits | 959,000 | 978,000 | 778,000 | 1,164,000 |
| Equity capital | 1,838,000 | 1,861,000 | 1,930,000 | 1,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 473,000 | 711,000 | 934,000 |
| Interest expense | 73,000 | 139,000 | 198,000 | 254,000 |
| Net interest income | 162,000 | 334,000 | 513,000 | 680,000 |
| Noninterest income | 33,000 | 76,000 | 113,000 | 149,000 |
| Noninterest expense | 148,000 | 290,000 | 438,000 | 668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 120,000 | 188,000 | 161,000 |
| Income tax | 5,000 | 16,000 | 16,000 | 48,000 |
| Net income | 42,000 | 104,000 | 172,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,838,000 | 1,861,000 | 1,930,000 | 1,871,000 |
| Total capital | 1,937,000 | 1,959,000 | 2,028,000 | 1,984,000 |
| Risk-weighted assets | 13,847,000 | 14,074,000 | 8,908,000 | 8,712,000 |