Call reports 2025
INTERNATIONAL BANK OF COMMERCE — 2025
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,542,204,000 | 9,726,584,000 | 9,847,078,000 | 9,753,348,000 |
| Total loans | 6,522,669,000 | 6,547,818,000 | 6,781,903,000 | 6,861,729,000 |
| Allowance for loan losses | 109,465,000 | 110,340,000 | 111,157,000 | 112,213,000 |
| Securities available for sale | 1,739,156,000 | 1,782,401,000 | 1,793,768,000 | 1,783,775,000 |
| Securities held to maturity | 4,125,000 | 4,125,000 | 4,125,000 | 4,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,566,935,000 | 6,569,893,000 | 6,545,654,000 | 6,545,019,000 |
| Interest-bearing deposits | 3,899,736,000 | 3,931,331,000 | 3,979,861,000 | 4,030,524,000 |
| Noninterest-bearing deposits | 2,667,199,000 | 2,638,562,000 | 2,565,793,000 | 2,514,495,000 |
| Equity capital | 1,762,995,000 | 1,816,884,000 | 1,889,845,000 | 1,971,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 141,580,000 | 286,821,000 | 436,408,000 | 586,410,000 |
| Interest expense | 35,026,000 | 70,694,000 | 108,121,000 | 144,269,000 |
| Net interest income | 106,554,000 | 216,127,000 | 328,287,000 | 442,141,000 |
| Noninterest income | 27,237,000 | 57,221,000 | 87,109,000 | 117,938,000 |
| Noninterest expense | 49,004,000 | 101,152,000 | 154,137,000 | 202,577,000 |
| Provision for loan losses | 1,165,000 | 2,179,000 | 3,711,000 | 5,541,000 |
| Pretax income | 83,478,000 | 170,771,000 | 258,731,000 | 353,253,000 |
| Income tax | 16,447,000 | 33,876,000 | 51,461,000 | 71,989,000 |
| Net income | 67,031,000 | 136,895,000 | 207,270,000 | 281,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,650,749,000 | 1,694,427,000 | 1,749,345,000 | 1,823,239,000 |
| Total capital | 1,756,864,000 | 1,799,765,000 | 1,857,168,000 | 1,932,526,000 |
| Risk-weighted assets | 8,481,560,000 | 8,418,671,000 | 8,619,535,000 | 8,737,210,000 |