Call reports 2024
INTERNATIONAL BANK OF COMMERCE — 2024
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 9,161,809,000 | 8,694,094,000 | 9,480,904,000 | 9,257,828,000 |
| Total loans | 5,783,997,000 | 5,939,988,000 | 6,245,592,000 | 6,428,999,000 |
| Allowance for loan losses | 99,761,000 | 103,734,000 | 109,182,000 | 108,754,000 |
| Securities available for sale | 1,735,856,000 | 1,792,458,000 | 1,788,145,000 | 1,750,676,000 |
| Securities held to maturity | 4,125,000 | 4,125,000 | 4,125,000 | 4,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,435,755,000 | 6,401,604,000 | 6,396,466,000 | 6,386,097,000 |
| Interest-bearing deposits | 3,568,555,000 | 3,665,047,000 | 3,738,752,000 | 3,782,093,000 |
| Noninterest-bearing deposits | 2,867,200,000 | 2,736,557,000 | 2,657,714,000 | 2,604,004,000 |
| Equity capital | 1,549,261,000 | 1,608,658,000 | 1,684,501,000 | 1,738,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 140,259,000 | 281,988,000 | 429,700,000 | 574,586,000 |
| Interest expense | 33,447,000 | 69,799,000 | 107,772,000 | 144,900,000 |
| Net interest income | 106,812,000 | 212,189,000 | 321,928,000 | 429,686,000 |
| Noninterest income | 27,742,000 | 57,338,000 | 86,457,000 | 115,753,000 |
| Noninterest expense | 44,401,000 | 93,433,000 | 144,008,000 | 190,606,000 |
| Provision for loan losses | 12,140,000 | 19,034,000 | 25,012,000 | 24,685,000 |
| Pretax income | 78,013,000 | 156,869,000 | 239,221,000 | 330,199,000 |
| Income tax | 16,449,000 | 34,126,000 | 52,056,000 | 64,515,000 |
| Net income | 61,564,000 | 122,743,000 | 187,165,000 | 265,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,466,280,000 | 1,526,688,000 | 1,560,471,000 | 1,638,720,000 |
| Total capital | 1,563,866,000 | 1,626,631,000 | 1,664,120,000 | 1,744,057,000 |
| Risk-weighted assets | 7,789,269,000 | 7,987,293,000 | 8,282,033,000 | 8,419,419,000 |