Call reports 2022
INTERNATIONAL BANK OF COMMERCE — 2022
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 9,305,445,000 | 9,248,674,000 | 9,367,514,000 | 8,748,621,000 |
| Total loans | 4,988,304,000 | 4,969,670,000 | 4,976,506,000 | 5,321,411,000 |
| Allowance for loan losses | 76,829,000 | 78,341,000 | 83,600,000 | 89,959,000 |
| Securities available for sale | 1,597,656,000 | 1,644,258,000 | 1,665,896,000 | 1,732,088,000 |
| Securities held to maturity | 3,125,000 | 3,125,000 | 3,125,000 | 3,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,925,493,000 | 7,010,705,000 | 6,995,350,000 | 6,915,078,000 |
| Interest-bearing deposits | 3,510,892,000 | 3,519,832,000 | 3,547,788,000 | 3,538,187,000 |
| Noninterest-bearing deposits | 3,414,601,000 | 3,490,873,000 | 3,447,562,000 | 3,376,891,000 |
| Equity capital | 1,431,736,000 | 1,365,716,000 | 1,347,703,000 | 1,370,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 62,493,000 | 134,826,000 | 235,683,000 | 357,261,000 |
| Interest expense | 4,694,000 | 11,960,000 | 25,320,000 | 44,272,000 |
| Net interest income | 57,799,000 | 122,866,000 | 210,363,000 | 312,989,000 |
| Noninterest income | 28,751,000 | 56,161,000 | 86,695,000 | 114,110,000 |
| Noninterest expense | 41,289,000 | 84,000,000 | 131,328,000 | 171,070,000 |
| Provision for loan losses | 863,000 | 2,974,000 | 9,032,000 | 16,214,000 |
| Pretax income | 44,398,000 | 92,053,000 | 156,698,000 | 239,815,000 |
| Income tax | 9,450,000 | 19,624,000 | 33,470,000 | 53,454,000 |
| Net income | 34,948,000 | 72,429,000 | 123,228,000 | 186,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,272,230,000 | 1,232,469,000 | 1,282,551,000 | 1,310,616,000 |
| Total capital | 1,352,314,000 | 1,313,849,000 | 1,368,078,000 | 1,401,298,000 |
| Risk-weighted assets | 6,802,006,000 | 6,798,124,000 | 6,840,922,000 | 7,251,792,000 |