Call reports 2021
INTERNATIONAL BANK OF COMMERCE — 2021
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 10,556,686,000 | 10,810,384,000 | 11,053,315,000 | 9,291,812,000 |
| Total loans | 5,716,297,000 | 5,699,029,000 | 5,756,091,000 | 5,039,039,000 |
| Allowance for loan losses | 81,943,000 | 82,091,000 | 83,348,000 | 76,725,000 |
| Securities available for sale | 1,998,049,000 | 2,625,073,000 | 2,799,895,000 | 1,630,136,000 |
| Securities held to maturity | 3,125,000 | 3,125,000 | 3,125,000 | 3,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,132,139,000 | 8,403,576,000 | 8,579,388,000 | 6,848,872,000 |
| Interest-bearing deposits | 4,256,230,000 | 4,349,157,000 | 4,456,161,000 | 3,454,743,000 |
| Noninterest-bearing deposits | 3,875,909,000 | 4,054,419,000 | 4,123,227,000 | 3,394,129,000 |
| Equity capital | 1,556,063,000 | 1,593,274,000 | 1,629,543,000 | 1,512,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 72,176,000 | 145,493,000 | 221,316,000 | 295,790,000 |
| Interest expense | 5,091,000 | 10,149,000 | 15,245,000 | 20,279,000 |
| Net interest income | 67,085,000 | 135,344,000 | 206,071,000 | 275,511,000 |
| Noninterest income | 27,754,000 | 58,415,000 | 92,054,000 | 122,628,000 |
| Noninterest expense | 47,627,000 | 98,555,000 | 149,313,000 | 197,083,000 |
| Provision for loan losses | 916,000 | 1,916,000 | 4,237,000 | 5,377,000 |
| Pretax income | 46,292,000 | 93,284,000 | 144,559,000 | 195,663,000 |
| Income tax | 9,730,000 | 19,669,000 | 30,463,000 | 40,725,000 |
| Net income | 36,562,000 | 73,615,000 | 114,096,000 | 154,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,307,429,000 | 1,344,595,000 | 1,384,982,000 | 1,287,687,000 |
| Total capital | 1,392,439,000 | 1,429,510,000 | 1,471,072,000 | 1,367,487,000 |
| Risk-weighted assets | 7,150,465,000 | 7,476,198,000 | 7,442,119,000 | 6,522,055,000 |