Call reports 2020
INTERNATIONAL BANK OF COMMERCE — 2020
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 8,988,754,000 | 9,782,505,000 | 9,963,486,000 | 10,517,055,000 |
| Total loans | 5,334,800,000 | 5,678,073,000 | 5,784,365,000 | 5,744,865,000 |
| Allowance for loan losses | 64,471,000 | 71,298,000 | 76,750,000 | 82,042,000 |
| Securities available for sale | 2,422,930,000 | 2,050,905,000 | 2,117,073,000 | 2,001,868,000 |
| Securities held to maturity | 2,125,000 | 3,125,000 | 3,125,000 | 3,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,458,947,000 | 7,046,401,000 | 7,301,303,000 | 7,589,761,000 |
| Interest-bearing deposits | 3,657,220,000 | 3,815,317,000 | 3,940,112,000 | 4,069,611,000 |
| Noninterest-bearing deposits | 2,801,727,000 | 3,231,084,000 | 3,361,191,000 | 3,520,150,000 |
| Equity capital | 1,503,642,000 | 1,518,714,000 | 1,531,947,000 | 1,545,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 86,531,000 | 170,270,000 | 244,325,000 | 316,211,000 |
| Interest expense | 9,419,000 | 16,082,000 | 21,854,000 | 27,186,000 |
| Net interest income | 77,112,000 | 154,188,000 | 222,471,000 | 289,025,000 |
| Noninterest income | 29,999,000 | 57,346,000 | 88,070,000 | 118,756,000 |
| Noninterest expense | 57,801,000 | 112,973,000 | 165,961,000 | 209,832,000 |
| Provision for loan losses | 12,696,000 | 20,380,000 | 26,636,000 | 33,143,000 |
| Pretax income | 36,609,000 | 78,176,000 | 117,939,000 | 164,801,000 |
| Income tax | 7,805,000 | 16,603,000 | 24,942,000 | 35,600,000 |
| Net income | 28,804,000 | 61,573,000 | 92,997,000 | 129,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,222,196,000 | 1,254,775,000 | 1,274,192,000 | 1,295,437,000 |
| Total capital | 1,290,222,000 | 1,329,315,000 | 1,353,931,000 | 1,380,685,000 |
| Risk-weighted assets | 7,093,119,000 | 7,028,808,000 | 7,094,321,000 | 7,121,309,000 |