Call reports 2019
INTERNATIONAL BANK OF COMMERCE — 2019
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 8,523,139,000 | 8,666,099,000 | 8,525,807,000 | 8,724,864,000 |
| Total loans | 4,983,288,000 | 5,126,701,000 | 5,223,852,000 | 5,223,843,000 |
| Allowance for loan losses | 41,287,000 | 41,227,000 | 44,355,000 | 43,817,000 |
| Securities available for sale | 2,295,521,000 | 2,331,876,000 | 2,134,361,000 | 2,358,334,000 |
| Securities held to maturity | 2,125,000 | 2,125,000 | 2,125,000 | 2,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,180,236,000 | 6,177,748,000 | 6,272,695,000 | 6,288,685,000 |
| Interest-bearing deposits | 3,555,076,000 | 3,582,057,000 | 3,599,918,000 | 3,593,681,000 |
| Noninterest-bearing deposits | 2,625,160,000 | 2,595,691,000 | 2,672,777,000 | 2,695,004,000 |
| Equity capital | 1,452,580,000 | 1,460,955,000 | 1,466,345,000 | 1,506,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 92,337,000 | 186,505,000 | 278,493,000 | 366,640,000 |
| Interest expense | 9,838,000 | 19,836,000 | 29,852,000 | 39,274,000 |
| Net interest income | 82,499,000 | 166,669,000 | 248,641,000 | 327,366,000 |
| Noninterest income | 28,336,000 | 58,838,000 | 92,030,000 | 124,567,000 |
| Noninterest expense | 55,710,000 | 115,485,000 | 177,260,000 | 233,458,000 |
| Provision for loan losses | 279,000 | 1,391,000 | 6,280,000 | 7,565,000 |
| Pretax income | 54,842,000 | 108,621,000 | 157,119,000 | 210,898,000 |
| Income tax | 11,616,000 | 23,254,000 | 33,664,000 | 45,275,000 |
| Net income | 43,226,000 | 85,367,000 | 123,455,000 | 165,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,234,351,000 | 1,226,699,000 | 1,225,792,000 | 1,268,078,000 |
| Total capital | 1,279,705,000 | 1,272,070,000 | 1,273,926,000 | 1,315,453,000 |
| Risk-weighted assets | 6,919,670,000 | 7,011,987,000 | 7,028,012,000 | 6,956,429,000 |