Call reports 2018
INTERNATIONAL BANK OF COMMERCE — 2018
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 8,567,947,000 | 8,421,475,000 | 8,388,047,000 | 8,469,038,000 |
| Total loans | 4,789,563,000 | 4,719,170,000 | 4,772,718,000 | 4,866,986,000 |
| Allowance for loan losses | 49,337,000 | 45,214,000 | 43,153,000 | 42,595,000 |
| Securities available for sale | 2,618,104,000 | 2,528,072,000 | 2,383,866,000 | 2,321,796,000 |
| Securities held to maturity | 2,125,000 | 2,125,000 | 2,125,000 | 1,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,236,035,000 | 5,970,732,000 | 6,035,905,000 | 6,028,260,000 |
| Interest-bearing deposits | 3,686,230,000 | 3,481,719,000 | 3,488,763,000 | 3,492,509,000 |
| Noninterest-bearing deposits | 2,549,805,000 | 2,489,013,000 | 2,547,142,000 | 2,535,751,000 |
| Equity capital | 1,318,894,000 | 1,354,904,000 | 1,343,983,000 | 1,402,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 82,170,000 | 167,045,000 | 254,270,000 | 343,284,000 |
| Interest expense | 8,509,000 | 16,935,000 | 25,888,000 | 35,447,000 |
| Net interest income | 73,661,000 | 150,110,000 | 228,382,000 | 307,837,000 |
| Noninterest income | 28,002,000 | 57,613,000 | 88,957,000 | 120,211,000 |
| Noninterest expense | 50,638,000 | 110,129,000 | 169,559,000 | 224,361,000 |
| Provision for loan losses | 1,021,000 | -2,307,000 | -2,999,000 | -2,011,000 |
| Pretax income | 49,509,000 | 99,485,000 | 150,248,000 | 205,167,000 |
| Income tax | 10,257,000 | 20,712,000 | 31,286,000 | 41,981,000 |
| Net income | 39,252,000 | 78,773,000 | 118,962,000 | 163,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,138,638,000 | 1,182,050,000 | 1,182,239,000 | 1,201,462,000 |
| Total capital | 1,191,683,000 | 1,231,224,000 | 1,229,475,000 | 1,248,107,000 |
| Risk-weighted assets | 6,621,342,000 | 6,591,645,000 | 6,722,598,000 | 6,967,957,000 |