Call reports 2017
INTERNATIONAL BANK OF COMMERCE — 2017
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 8,361,231,000 | 8,459,292,000 | 8,661,399,000 | 8,760,190,000 |
| Total loans | 4,475,526,000 | 4,628,946,000 | 4,590,479,000 | 4,728,542,000 |
| Allowance for loan losses | 46,491,000 | 46,998,000 | 50,128,000 | 50,060,000 |
| Securities available for sale | 2,768,562,000 | 2,681,246,000 | 2,867,265,000 | 2,809,712,000 |
| Securities held to maturity | 2,125,000 | 2,125,000 | 2,125,000 | 2,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,061,815,000 | 5,963,701,000 | 5,980,206,000 | 5,988,387,000 |
| Interest-bearing deposits | 3,600,823,000 | 3,582,968,000 | 3,588,555,000 | 3,592,426,000 |
| Noninterest-bearing deposits | 2,460,992,000 | 2,380,733,000 | 2,391,651,000 | 2,395,961,000 |
| Equity capital | 1,290,503,000 | 1,327,338,000 | 1,344,306,000 | 1,325,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 71,075,000 | 146,195,000 | 224,609,000 | 304,303,000 |
| Interest expense | 6,598,000 | 12,453,000 | 19,364,000 | 26,918,000 |
| Net interest income | 64,477,000 | 133,742,000 | 205,245,000 | 277,385,000 |
| Noninterest income | 27,001,000 | 55,932,000 | 86,790,000 | 117,717,000 |
| Noninterest expense | 57,333,000 | 111,652,000 | 166,304,000 | 221,711,000 |
| Provision for loan losses | -103,000 | 1,696,000 | 8,070,000 | 9,560,000 |
| Pretax income | 35,307,000 | 75,388,000 | 116,723,000 | 160,720,000 |
| Income tax | 11,699,000 | 20,113,000 | 33,928,000 | 47,507,000 |
| Net income | 23,608,000 | 55,275,000 | 82,795,000 | 113,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,073,568,000 | 1,105,385,000 | 1,122,905,000 | 1,119,173,000 |
| Total capital | 1,123,150,000 | 1,155,935,000 | 1,176,639,000 | 1,173,068,000 |
| Risk-weighted assets | 6,052,245,000 | 6,301,418,000 | 6,379,949,000 | 6,543,386,000 |