Call reports 2013
INTERNATIONAL BANK OF COMMERCE — 2013
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 9,486,279,000 | 9,556,186,000 | 9,838,336,000 | 9,829,860,000 |
| Total loans | 4,161,965,000 | 4,253,761,000 | 4,403,722,000 | 4,561,008,000 |
| Allowance for loan losses | 54,294,000 | 56,942,000 | 59,265,000 | 62,693,000 |
| Securities available for sale | 4,097,708,000 | 4,080,226,000 | 4,140,964,000 | 3,981,212,000 |
| Securities held to maturity | 2,125,000 | 2,125,000 | 2,125,000 | 2,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,813,366,000 | 6,748,814,000 | 6,668,955,000 | 6,768,548,000 |
| Interest-bearing deposits | 4,600,794,000 | 4,510,587,000 | 4,388,750,000 | 4,444,399,000 |
| Noninterest-bearing deposits | 2,212,572,000 | 2,238,227,000 | 2,280,205,000 | 2,324,149,000 |
| Equity capital | 1,220,956,000 | 1,172,757,000 | 1,198,981,000 | 1,196,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 72,622,000 | 144,807,000 | 221,796,000 | 302,956,000 |
| Interest expense | 11,971,000 | 23,283,000 | 34,268,000 | 45,069,000 |
| Net interest income | 60,651,000 | 121,524,000 | 187,528,000 | 257,887,000 |
| Noninterest income | 35,116,000 | 70,646,000 | 107,977,000 | 146,898,000 |
| Noninterest expense | 70,793,000 | 135,125,000 | 195,680,000 | 253,540,000 |
| Provision for loan losses | 6,677,000 | 11,235,000 | 15,797,000 | 21,565,000 |
| Pretax income | 27,735,000 | 55,083,000 | 93,083,000 | 138,660,000 |
| Income tax | 6,676,000 | 15,324,000 | 27,311,000 | 41,086,000 |
| Net income | 21,059,000 | 39,759,000 | 65,772,000 | 97,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 915,062,000 | 921,992,000 | 949,032,000 | 969,731,000 |
| Total capital | 972,253,000 | 981,521,000 | 1,011,227,000 | 1,035,189,000 |
| Risk-weighted assets | 5,574,392,000 | 5,751,468,000 | 5,894,330,000 | 6,103,783,000 |