Call reports 2012
INTERNATIONAL BANK OF COMMERCE — 2012
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 9,734,187,000 | 9,499,364,000 | 10,083,473,000 | 9,836,378,000 |
| Total loans | 4,237,643,000 | 4,175,843,000 | 4,192,309,000 | 4,103,704,000 |
| Allowance for loan losses | 55,938,000 | 48,173,000 | 51,317,000 | 49,828,000 |
| Securities available for sale | 3,986,028,000 | 4,125,473,000 | 4,650,931,000 | 4,435,828,000 |
| Securities held to maturity | 3,025,000 | 2,150,000 | 2,125,000 | 2,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,876,980,000 | 6,752,164,000 | 6,579,037,000 | 6,806,653,000 |
| Interest-bearing deposits | 5,075,572,000 | 4,960,356,000 | 4,747,492,000 | 4,700,974,000 |
| Noninterest-bearing deposits | 1,801,408,000 | 1,791,808,000 | 1,831,545,000 | 2,105,679,000 |
| Equity capital | 1,315,958,000 | 1,321,221,000 | 1,339,660,000 | 1,216,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 80,386,000 | 159,167,000 | 238,206,000 | 315,683,000 |
| Interest expense | 16,707,000 | 33,030,000 | 47,303,000 | 60,777,000 |
| Net interest income | 63,679,000 | 126,137,000 | 190,903,000 | 254,906,000 |
| Noninterest income | 34,723,000 | 69,444,000 | 104,237,000 | 137,014,000 |
| Noninterest expense | 59,262,000 | 121,903,000 | 215,816,000 | 275,285,000 |
| Provision for loan losses | 6,237,000 | 12,492,000 | 18,238,000 | 20,817,000 |
| Pretax income | 33,889,000 | 63,279,000 | 95,786,000 | 130,125,000 |
| Income tax | 9,830,000 | 19,275,000 | 29,701,000 | 40,833,000 |
| Net income | 24,059,000 | 44,004,000 | 66,085,000 | 89,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 979,271,000 | 979,270,000 | 1,002,443,000 | 892,888,000 |
| Total capital | 1,037,255,000 | 1,029,662,000 | 1,056,291,000 | 945,384,000 |
| Risk-weighted assets | 5,213,826,000 | 5,285,452,000 | 5,555,950,000 | 5,500,478,000 |