Call reports 2011
INTERNATIONAL BANK OF COMMERCE — 2011
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 10,065,271,000 | 9,729,455,000 | 9,542,823,000 | 9,621,944,000 |
| Total loans | 4,681,951,000 | 4,540,489,000 | 4,405,260,000 | 4,339,499,000 |
| Allowance for loan losses | 66,328,000 | 59,324,000 | 58,760,000 | 59,994,000 |
| Securities available for sale | 4,128,936,000 | 3,960,959,000 | 3,924,124,000 | 4,083,573,000 |
| Securities held to maturity | 2,150,000 | 2,150,000 | 2,275,000 | 2,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,488,304,000 | 6,457,387,000 | 6,423,235,000 | 6,548,802,000 |
| Interest-bearing deposits | 4,904,713,000 | 4,918,896,000 | 4,832,743,000 | 4,853,373,000 |
| Noninterest-bearing deposits | 1,583,591,000 | 1,538,491,000 | 1,590,492,000 | 1,695,429,000 |
| Equity capital | 1,220,758,000 | 1,277,371,000 | 1,300,446,000 | 1,310,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 89,950,000 | 180,791,000 | 268,010,000 | 351,699,000 |
| Interest expense | 19,750,000 | 38,861,000 | 57,017,000 | 74,249,000 |
| Net interest income | 70,200,000 | 141,930,000 | 210,993,000 | 277,450,000 |
| Noninterest income | 39,009,000 | 78,697,000 | 116,629,000 | 156,836,000 |
| Noninterest expense | 65,975,000 | 132,720,000 | 202,763,000 | 266,866,000 |
| Provision for loan losses | 2,905,000 | -349,000 | 3,825,000 | 7,943,000 |
| Pretax income | 41,400,000 | 90,257,000 | 127,319,000 | 170,317,000 |
| Income tax | 13,934,000 | 30,448,000 | 42,603,000 | 56,917,000 |
| Net income | 27,466,000 | 59,809,000 | 84,716,000 | 113,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 914,943,000 | 932,339,000 | 946,353,000 | 964,128,000 |
| Total capital | 983,362,000 | 993,662,000 | 1,007,151,000 | 1,026,163,000 |
| Risk-weighted assets | 5,585,368,000 | 5,482,095,000 | 5,283,371,000 | 5,224,293,000 |