Call reports 2010
INTERNATIONAL BANK OF COMMERCE — 2010
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 8,892,700,000 | 9,438,653,000 | 10,009,177,000 | 9,827,969,000 |
| Total loans | 4,801,836,000 | 4,770,140,000 | 4,764,706,000 | 4,686,035,000 |
| Allowance for loan losses | 69,064,000 | 63,937,000 | 64,648,000 | 65,944,000 |
| Securities available for sale | 2,768,291,000 | 3,435,108,000 | 4,055,375,000 | 3,966,987,000 |
| Securities held to maturity | 2,150,000 | 2,150,000 | 2,150,000 | 2,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,164,311,000 | 6,203,505,000 | 6,203,656,000 | 6,241,583,000 |
| Interest-bearing deposits | 4,749,553,000 | 4,817,847,000 | 4,799,520,000 | 4,787,571,000 |
| Noninterest-bearing deposits | 1,414,758,000 | 1,385,658,000 | 1,404,136,000 | 1,454,012,000 |
| Equity capital | 1,148,116,000 | 1,186,451,000 | 1,210,711,000 | 1,192,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 100,280,000 | 194,184,000 | 291,940,000 | 386,111,000 |
| Interest expense | 23,570,000 | 46,875,000 | 68,808,000 | 89,633,000 |
| Net interest income | 76,710,000 | 147,309,000 | 223,132,000 | 296,478,000 |
| Noninterest income | 35,755,000 | 77,329,000 | 117,216,000 | 157,277,000 |
| Noninterest expense | 87,937,000 | 157,425,000 | 227,327,000 | 291,130,000 |
| Provision for loan losses | 6,315,000 | 7,782,000 | 11,629,000 | 18,024,000 |
| Pretax income | 40,311,000 | 83,018,000 | 124,504,000 | 168,622,000 |
| Income tax | 13,807,000 | 28,388,000 | 40,216,000 | 60,238,000 |
| Net income | 26,504,000 | 54,630,000 | 84,288,000 | 108,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 823,115,000 | 849,145,000 | 873,720,000 | 889,247,000 |
| Total capital | 894,347,000 | 915,237,000 | 940,494,000 | 957,234,000 |
| Risk-weighted assets | 5,722,622,000 | 5,809,181,000 | 5,767,477,000 | 5,697,220,000 |