Call reports 2009
INTERNATIONAL BANK OF COMMERCE — 2009
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 10,182,416,000 | 9,610,284,000 | 9,846,890,000 | 9,911,006,000 |
| Total loans | 4,997,732,000 | 4,967,810,000 | 4,971,582,000 | 4,896,987,000 |
| Allowance for loan losses | 60,830,000 | 61,538,000 | 64,055,000 | 69,141,000 |
| Securities available for sale | 3,927,372,000 | 3,364,964,000 | 3,653,294,000 | 3,786,437,000 |
| Securities held to maturity | 2,000,000 | 2,500,000 | 2,150,000 | 2,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,647,595,000 | 5,696,115,000 | 5,746,749,000 | 5,926,415,000 |
| Interest-bearing deposits | 4,366,629,000 | 4,419,058,000 | 4,436,192,000 | 4,563,504,000 |
| Noninterest-bearing deposits | 1,280,966,000 | 1,277,057,000 | 1,310,557,000 | 1,362,911,000 |
| Equity capital | 1,080,318,000 | 1,109,487,000 | 1,124,259,000 | 1,150,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 118,951,000 | 232,168,000 | 338,710,000 | 445,465,000 |
| Interest expense | 34,110,000 | 61,368,000 | 86,644,000 | 110,945,000 |
| Net interest income | 84,841,000 | 170,800,000 | 252,066,000 | 334,520,000 |
| Noninterest income | 34,937,000 | 73,122,000 | 117,004,000 | 160,208,000 |
| Noninterest expense | 62,361,000 | 134,202,000 | 203,142,000 | 267,251,000 |
| Provision for loan losses | 5,532,000 | 11,509,000 | 18,613,000 | 29,906,000 |
| Pretax income | 45,860,000 | 101,899,000 | 151,135,000 | 201,466,000 |
| Income tax | 15,923,000 | 35,433,000 | 52,370,000 | 71,573,000 |
| Net income | 29,937,000 | 66,466,000 | 98,765,000 | 129,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 752,071,000 | 773,932,000 | 789,981,000 | 810,417,000 |
| Total capital | 815,565,000 | 838,267,000 | 856,517,000 | 881,679,000 |
| Risk-weighted assets | 6,157,725,000 | 6,087,677,000 | 6,045,916,000 | 5,951,776,000 |