Call reports 2001
INTERNATIONAL BANK OF COMMERCE — 2001
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 5,065,077,000 | 4,793,079,000 | 4,763,212,000 | 5,321,420,000 |
| Total loans | 1,966,824,000 | 1,996,955,000 | 2,047,003,000 | 2,248,862,000 |
| Allowance for loan losses | 27,133,000 | 28,984,000 | 29,792,000 | 33,637,000 |
| Securities available for sale | 2,543,089,000 | 2,275,758,000 | 2,210,936,000 | 2,370,448,000 |
| Securities held to maturity | 1,825,000 | 1,800,000 | 1,725,000 | 1,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,028,650,000 | 3,035,694,000 | 3,007,042,000 | 3,479,801,000 |
| Interest-bearing deposits | 2,791,610,000 | 2,810,383,000 | 2,836,813,000 | 3,148,183,000 |
| Noninterest-bearing deposits | 237,040,000 | 225,311,000 | 170,229,000 | 331,618,000 |
| Equity capital | 349,717,000 | 352,408,000 | 375,967,000 | 424,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 90,854,000 | 175,169,000 | 253,548,000 | 324,321,000 |
| Interest expense | 52,304,000 | 97,726,000 | 135,405,000 | 164,733,000 |
| Net interest income | 38,550,000 | 77,443,000 | 118,143,000 | 159,588,000 |
| Noninterest income | 15,415,000 | 31,791,000 | 47,162,000 | 61,716,000 |
| Noninterest expense | 25,653,000 | 53,778,000 | 81,920,000 | 112,328,000 |
| Provision for loan losses | 1,819,000 | 3,937,000 | 5,592,000 | 7,335,000 |
| Pretax income | 26,045,000 | 50,608,000 | 76,982,000 | 100,797,000 |
| Income tax | 8,725,000 | 17,055,000 | 25,959,000 | 33,947,000 |
| Net income | 17,320,000 | 33,553,000 | 51,023,000 | 66,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,321,000 | 296,899,000 | 309,728,000 | 336,486,000 |
| Total capital | 321,454,000 | 325,883,000 | 339,549,000 | 370,126,000 |
| Risk-weighted assets | 2,541,253,000 | 2,523,620,000 | 2,477,137,000 | 2,757,433,000 |