Call reports 2013
TEAM CAPITAL BANK — 2013
What TEAM CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 942,708,000 | 920,657,000 | 949,224,000 | 943,989,000 |
| Total loans | 547,125,000 | 558,862,000 | 590,038,000 | 612,406,000 |
| Allowance for loan losses | 8,193,000 | 8,398,000 | 8,992,000 | 9,057,000 |
| Securities available for sale | 285,041,000 | 263,234,000 | 248,704,000 | 247,442,000 |
| Securities held to maturity | 2,856,000 | 2,859,000 | 2,861,000 | 2,864,000 |
| Trading assets | 0 | 95,000 | 111,000 | 81,000 |
| Total deposits | 728,405,000 | 722,509,000 | 745,348,000 | 727,394,000 |
| Interest-bearing deposits | 553,051,000 | 540,059,000 | 557,030,000 | 602,919,000 |
| Noninterest-bearing deposits | 175,354,000 | 182,450,000 | 188,318,000 | 124,475,000 |
| Equity capital | 93,302,000 | 89,835,000 | 87,690,000 | 92,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,968,000 | 17,633,000 | 26,760,000 | 36,065,000 |
| Interest expense | 1,476,000 | 2,743,000 | 4,014,000 | 5,428,000 |
| Net interest income | 7,492,000 | 14,890,000 | 22,746,000 | 30,637,000 |
| Noninterest income | 755,000 | 1,527,000 | 2,247,000 | 2,759,000 |
| Noninterest expense | 5,835,000 | 11,838,000 | 17,416,000 | 23,711,000 |
| Provision for loan losses | 268,000 | 655,000 | 1,273,000 | 1,340,000 |
| Pretax income | 2,583,000 | 4,366,000 | 6,746,000 | 8,804,000 |
| Income tax | 777,000 | 1,165,000 | 1,777,000 | 2,265,000 |
| Net income | 1,806,000 | 3,201,000 | 4,969,000 | 6,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,994,000 | 89,478,000 | 91,317,000 | 95,618,000 |
| Total capital | 96,187,000 | 97,802,000 | 100,064,000 | 104,628,000 |
| Risk-weighted assets | 653,230,000 | 663,385,000 | 696,982,000 | 718,030,000 |