Call reports 2012
TEAM CAPITAL BANK — 2012
What TEAM CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 834,586,000 | 928,439,000 | 912,417,000 | 920,500,000 |
| Total loans | 465,591,000 | 502,042,000 | 521,148,000 | 532,942,000 |
| Allowance for loan losses | 7,065,000 | 6,895,000 | 7,275,000 | 7,818,000 |
| Securities available for sale | 293,985,000 | 302,353,000 | 310,585,000 | 317,372,000 |
| Securities held to maturity | 2,847,000 | 2,849,000 | 2,852,000 | 2,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,315,000 | 737,633,000 | 731,051,000 | 710,341,000 |
| Interest-bearing deposits | 580,923,000 | 568,292,000 | 542,554,000 | 544,501,000 |
| Noninterest-bearing deposits | 79,392,000 | 169,341,000 | 188,497,000 | 165,840,000 |
| Equity capital | 87,353,000 | 89,500,000 | 91,785,000 | 92,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,645,000 | 17,611,000 | 26,561,000 | 35,570,000 |
| Interest expense | 1,620,000 | 3,261,000 | 4,811,000 | 6,319,000 |
| Net interest income | 7,025,000 | 14,350,000 | 21,750,000 | 29,251,000 |
| Noninterest income | 493,000 | 904,000 | 1,457,000 | 2,054,000 |
| Noninterest expense | 5,198,000 | 10,542,000 | 16,132,000 | 21,754,000 |
| Provision for loan losses | 676,000 | 1,483,000 | 2,290,000 | 3,210,000 |
| Pretax income | 1,654,000 | 3,767,000 | 5,323,000 | 7,307,000 |
| Income tax | 359,000 | 886,000 | 1,218,000 | 1,690,000 |
| Net income | 1,295,000 | 2,881,000 | 4,105,000 | 5,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,514,000 | 83,090,000 | 84,386,000 | 86,006,000 |
| Total capital | 88,570,000 | 89,985,000 | 91,661,000 | 93,824,000 |
| Risk-weighted assets | 564,479,000 | 600,558,000 | 614,139,000 | 640,010,000 |