Call reports 2024
BROADSTREET BANK, SSB — 2024
What BROADSTREET BANK, SSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 462,946,000 | 450,758,000 | 445,147,000 | 442,449,000 |
| Total loans | 270,352,000 | 271,659,000 | 296,132,000 | 296,931,000 |
| Allowance for loan losses | 2,823,000 | 2,975,000 | 3,174,000 | 3,222,000 |
| Securities available for sale | 93,084,000 | 89,554,000 | 80,675,000 | 75,189,000 |
| Securities held to maturity | 24,776,000 | 23,848,000 | 22,932,000 | 22,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,651,000 | 333,698,000 | 334,819,000 | 343,628,000 |
| Interest-bearing deposits | 285,805,000 | 281,674,000 | 282,139,000 | 294,362,000 |
| Noninterest-bearing deposits | 55,846,000 | 52,024,000 | 52,680,000 | 49,266,000 |
| Equity capital | 40,752,000 | 41,638,000 | 43,156,000 | 43,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,447,000 | 11,158,000 | 16,891,000 | 22,578,000 |
| Interest expense | 2,455,000 | 4,958,000 | 7,449,000 | 9,912,000 |
| Net interest income | 2,992,000 | 6,200,000 | 9,442,000 | 12,666,000 |
| Noninterest income | -3,590,000 | -3,221,000 | -2,715,000 | -2,201,000 |
| Noninterest expense | 2,981,000 | 5,951,000 | 8,718,000 | 11,870,000 |
| Provision for loan losses | -252,000 | -88,000 | 211,000 | 269,000 |
| Pretax income | -3,301,000 | -2,819,000 | -2,102,000 | -1,373,000 |
| Income tax | -689,000 | -626,000 | -509,000 | -401,000 |
| Net income | -2,612,000 | -2,193,000 | -1,593,000 | -972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,696,000 | 46,309,000 | 47,118,000 | 47,907,000 |