Call reports 2023
BROADSTREET BANK, SSB — 2023
What BROADSTREET BANK, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 417,610,000 | 431,677,000 | 436,007,000 | 451,333,000 |
| Total loans | 262,737,000 | 271,731,000 | 271,883,000 | 283,028,000 |
| Allowance for loan losses | 2,859,000 | 2,969,000 | 2,934,000 | 3,096,000 |
| Securities available for sale | 98,736,000 | 95,832,000 | 92,474,000 | 93,326,000 |
| Securities held to maturity | 28,996,000 | 27,870,000 | 26,895,000 | 26,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,596,000 | 314,933,000 | 310,857,000 | 327,549,000 |
| Interest-bearing deposits | 253,092,000 | 254,488,000 | 255,806,000 | 271,764,000 |
| Noninterest-bearing deposits | 57,504,000 | 60,445,000 | 55,051,000 | 55,785,000 |
| Equity capital | 41,823,000 | 41,560,000 | 41,463,000 | 42,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,170,000 | 8,734,000 | 13,741,000 | 19,089,000 |
| Interest expense | 1,524,000 | 3,412,000 | 5,545,000 | 7,930,000 |
| Net interest income | 2,646,000 | 5,322,000 | 8,196,000 | 11,159,000 |
| Noninterest income | 468,000 | 959,000 | 1,521,000 | 2,003,000 |
| Noninterest expense | 2,554,000 | 5,357,000 | 8,099,000 | 11,654,000 |
| Provision for loan losses | 81,000 | 196,000 | 197,000 | 382,000 |
| Pretax income | -1,216,000 | -947,000 | -282,000 | -582,000 |
| Income tax | -268,000 | -221,000 | -88,000 | -159,000 |
| Net income | -948,000 | -726,000 | -194,000 | -423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,938,000 | 47,376,000 | 48,122,000 | 47,988,000 |