Call reports 2020
BROADSTREET BANK, SSB — 2020
What BROADSTREET BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 269,899,000 | 285,848,000 | 298,948,000 | 299,643,000 |
| Total loans | 183,300,000 | 196,912,000 | 207,413,000 | 214,832,000 |
| Allowance for loan losses | 1,102,000 | 1,242,000 | 1,301,000 | 1,561,000 |
| Securities available for sale | 10,328,000 | 9,832,000 | 14,075,000 | 12,966,000 |
| Securities held to maturity | 36,424,000 | 34,208,000 | 38,150,000 | 34,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,839,000 | 221,705,000 | 229,022,000 | 235,652,000 |
| Interest-bearing deposits | 176,120,000 | 189,043,000 | 195,310,000 | 203,701,000 |
| Noninterest-bearing deposits | 25,719,000 | 32,662,000 | 33,712,000 | 31,951,000 |
| Equity capital | 31,366,000 | 31,775,000 | 31,924,000 | 31,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,277,000 | 7,995,000 | 10,688,000 |
| Interest expense | 665,000 | 1,302,000 | 1,908,000 | 2,505,000 |
| Net interest income | 1,970,000 | 3,975,000 | 6,087,000 | 8,183,000 |
| Noninterest income | 369,000 | 899,000 | 1,286,000 | 1,678,000 |
| Noninterest expense | 2,018,000 | 4,040,000 | 6,226,000 | 8,369,000 |
| Provision for loan losses | 4,000 | 145,000 | 211,000 | 482,000 |
| Pretax income | 317,000 | 689,000 | 936,000 | 1,008,000 |
| Income tax | 52,000 | 116,000 | 154,000 | 174,000 |
| Net income | 265,000 | 573,000 | 782,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,475,000 | 30,816,000 | 31,059,000 | 30,645,000 |