Call reports 2019
BROADSTREET BANK, SSB — 2019
What BROADSTREET BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 249,642,000 | 261,498,000 | 263,506,000 | 267,688,000 |
| Total loans | 164,745,000 | 172,061,000 | 174,447,000 | 178,355,000 |
| Allowance for loan losses | 994,000 | 1,031,000 | 1,052,000 | 1,104,000 |
| Securities available for sale | 13,566,000 | 13,289,000 | 13,572,000 | 10,715,000 |
| Securities held to maturity | 36,825,000 | 35,343,000 | 34,660,000 | 39,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,835,000 | 205,211,000 | 202,279,000 | 204,312,000 |
| Interest-bearing deposits | 175,861,000 | 179,519,000 | 175,905,000 | 180,096,000 |
| Noninterest-bearing deposits | 24,974,000 | 25,692,000 | 26,374,000 | 24,216,000 |
| Equity capital | 29,843,000 | 30,357,000 | 30,746,000 | 31,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,350,000 | 4,875,000 | 7,459,000 | 10,129,000 |
| Interest expense | 619,000 | 1,277,000 | 1,957,000 | 2,641,000 |
| Net interest income | 1,731,000 | 3,598,000 | 5,502,000 | 7,488,000 |
| Noninterest income | 305,000 | 631,000 | 990,000 | 1,465,000 |
| Noninterest expense | 1,976,000 | 3,828,000 | 5,608,000 | 7,591,000 |
| Provision for loan losses | 22,000 | 64,000 | 89,000 | 160,000 |
| Pretax income | 93,000 | 392,000 | 863,000 | 1,270,000 |
| Income tax | 5,000 | 56,000 | 140,000 | 212,000 |
| Net income | 88,000 | 336,000 | 723,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,108,000 | 29,390,000 | 29,811,000 | 30,303,000 |
| Total capital | 30,102,000 | 30,421,000 | 30,863,000 | 31,407,000 |
| Risk-weighted assets | 135,188,000 | 143,107,000 | 145,839,000 | 148,536,000 |