Call reports 2016
BROADSTREET BANK, SSB — 2016
What BROADSTREET BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 196,579,000 | 198,269,000 | 200,814,000 | 201,787,000 |
| Total loans | 147,336,000 | 143,602,000 | 140,380,000 | 138,763,000 |
| Allowance for loan losses | 932,000 | 935,000 | 942,000 | 953,000 |
| Securities available for sale | 2,500,000 | 2,387,000 | 7,629,000 | 8,874,000 |
| Securities held to maturity | 24,380,000 | 28,661,000 | 32,810,000 | 33,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,317,000 | 148,205,000 | 153,180,000 | 155,098,000 |
| Interest-bearing deposits | 135,437,000 | 138,518,000 | 141,808,000 | 144,922,000 |
| Noninterest-bearing deposits | 10,880,000 | 9,687,000 | 11,372,000 | 10,176,000 |
| Equity capital | 27,951,000 | 28,170,000 | 28,278,000 | 28,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,039,000 | 4,023,000 | 5,944,000 | 7,881,000 |
| Interest expense | 384,000 | 775,000 | 1,177,000 | 1,586,000 |
| Net interest income | 1,655,000 | 3,248,000 | 4,767,000 | 6,295,000 |
| Noninterest income | 286,000 | 557,000 | 825,000 | 1,093,000 |
| Noninterest expense | 1,550,000 | 3,111,000 | 4,759,000 | 6,454,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 5,000 |
| Pretax income | 395,000 | 698,000 | 836,000 | 1,014,000 |
| Income tax | 108,000 | 188,000 | 211,000 | 261,000 |
| Net income | 287,000 | 510,000 | 625,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,818,000 | 28,041,000 | 28,155,000 | 28,283,000 |
| Total capital | 28,750,000 | 28,976,000 | 29,097,000 | 29,236,000 |
| Risk-weighted assets | 118,814,000 | 117,013,000 | 115,414,000 | 115,271,000 |