Call reports 2015
BROADSTREET BANK, SSB — 2015
What BROADSTREET BANK, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 186,657,000 | 200,549,000 | 199,255,000 | 205,225,000 |
| Total loans | 128,900,000 | 140,137,000 | 143,445,000 | 151,428,000 |
| Allowance for loan losses | 722,000 | 841,000 | 864,000 | 893,000 |
| Securities available for sale | 8,413,000 | 9,234,000 | 7,233,000 | 7,058,000 |
| Securities held to maturity | 30,266,000 | 29,164,000 | 27,413,000 | 26,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,592,000 | 139,552,000 | 139,867,000 | 147,425,000 |
| Interest-bearing deposits | 123,494,000 | 129,420,000 | 128,994,000 | 135,385,000 |
| Noninterest-bearing deposits | 10,098,000 | 10,132,000 | 10,873,000 | 12,040,000 |
| Equity capital | 27,057,000 | 27,100,000 | 27,415,000 | 27,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,971,000 | 6,089,000 | 8,249,000 |
| Interest expense | 320,000 | 668,000 | 1,040,000 | 1,419,000 |
| Net interest income | 1,621,000 | 3,303,000 | 5,049,000 | 6,830,000 |
| Noninterest income | 195,000 | 366,000 | 636,000 | 820,000 |
| Noninterest expense | 1,612,000 | 3,216,000 | 4,911,000 | 6,611,000 |
| Provision for loan losses | 67,000 | 187,000 | 209,000 | 236,000 |
| Pretax income | 200,000 | 329,000 | 649,000 | 887,000 |
| Income tax | 39,000 | 107,000 | 124,000 | 93,000 |
| Net income | 161,000 | 222,000 | 525,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,897,000 | 26,958,000 | 27,260,000 | 27,531,000 |
| Total capital | 27,619,000 | 27,799,000 | 28,124,000 | 28,424,000 |
| Risk-weighted assets | 114,080,000 | 115,884,000 | 116,601,000 | 122,933,000 |