Call reports 2014
BROADSTREET BANK, SSB — 2014
What BROADSTREET BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 165,559,000 | 174,078,000 | 178,908,000 | 184,261,000 |
| Total loans | 102,603,000 | 108,356,000 | 113,371,000 | 119,064,000 |
| Allowance for loan losses | 719,000 | 716,000 | 736,000 | 733,000 |
| Securities available for sale | 7,731,000 | 7,369,000 | 10,436,000 | 10,101,000 |
| Securities held to maturity | 34,807,000 | 33,734,000 | 32,376,000 | 31,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,980,000 | 122,477,000 | 126,277,000 | 132,046,000 |
| Interest-bearing deposits | 107,687,000 | 113,654,000 | 116,107,000 | 120,741,000 |
| Noninterest-bearing deposits | 8,293,000 | 8,823,000 | 10,170,000 | 11,305,000 |
| Equity capital | 26,243,000 | 26,503,000 | 26,728,000 | 26,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,716,000 | 3,513,000 | 5,361,000 | 7,275,000 |
| Interest expense | 265,000 | 548,000 | 852,000 | 1,169,000 |
| Net interest income | 1,451,000 | 2,965,000 | 4,509,000 | 6,106,000 |
| Noninterest income | 168,000 | 341,000 | 557,000 | 742,000 |
| Noninterest expense | 1,339,000 | 2,657,000 | 4,115,000 | 5,601,000 |
| Provision for loan losses | 17,000 | 21,000 | 35,000 | 50,000 |
| Pretax income | 278,000 | 642,000 | 930,000 | 1,212,000 |
| Income tax | 49,000 | 127,000 | 181,000 | 246,000 |
| Net income | 229,000 | 515,000 | 749,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,995,000 | 26,281,000 | 26,515,000 | 26,732,000 |
| Total capital | 26,714,000 | 26,997,000 | 27,251,000 | 27,465,000 |
| Risk-weighted assets | 93,936,000 | 98,451,000 | 101,535,000 | 104,123,000 |