Call reports 2013
BROADSTREET BANK, SSB — 2013
What BROADSTREET BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 148,371,000 | 150,083,000 | 153,228,000 | 158,425,000 |
| Total loans | 77,878,000 | 81,658,000 | 86,918,000 | 92,892,000 |
| Allowance for loan losses | 628,000 | 641,000 | 670,000 | 700,000 |
| Securities available for sale | 8,567,000 | 7,658,000 | 8,811,000 | 8,388,000 |
| Securities held to maturity | 44,403,000 | 41,447,000 | 37,575,000 | 35,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,734,000 | 115,441,000 | 116,481,000 | 115,869,000 |
| Interest-bearing deposits | 105,796,000 | 106,894,000 | 107,467,000 | 107,681,000 |
| Noninterest-bearing deposits | 7,938,000 | 8,547,000 | 9,014,000 | 8,188,000 |
| Equity capital | 25,356,000 | 25,494,000 | 25,749,000 | 26,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,255,000 | 4,941,000 | 6,630,000 |
| Interest expense | 248,000 | 489,000 | 724,000 | 960,000 |
| Net interest income | 1,377,000 | 2,766,000 | 4,217,000 | 5,670,000 |
| Noninterest income | 122,000 | 251,000 | 373,000 | 508,000 |
| Noninterest expense | 1,198,000 | 2,461,000 | 3,737,000 | 5,127,000 |
| Provision for loan losses | 165,000 | 170,000 | 191,000 | 208,000 |
| Pretax income | 136,000 | 398,000 | 765,000 | 1,184,000 |
| Income tax | 4,000 | 47,000 | 127,000 | 239,000 |
| Net income | 132,000 | 351,000 | 638,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,950,000 | 25,168,000 | 25,456,000 | 25,764,000 |
| Total capital | 25,578,000 | 25,809,000 | 26,126,000 | 26,464,000 |
| Risk-weighted assets | 78,616,000 | 81,001,000 | 84,453,000 | 89,341,000 |