Call reports 2012
BROADSTREET BANK, SSB — 2012
What BROADSTREET BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 150,311,000 | 151,777,000 | 150,684,000 | 147,382,000 |
| Total loans | 76,200,000 | 78,021,000 | 78,047,000 | 77,561,000 |
| Allowance for loan losses | 511,000 | 625,000 | 565,000 | 617,000 |
| Securities available for sale | 11,309,000 | 10,549,000 | 9,827,000 | 9,075,000 |
| Securities held to maturity | 46,159,000 | 46,024,000 | 45,100,000 | 43,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,374,000 | 113,204,000 | 113,392,000 | 111,587,000 |
| Interest-bearing deposits | 104,020,000 | 105,362,000 | 104,990,000 | 104,313,000 |
| Noninterest-bearing deposits | 7,354,000 | 7,842,000 | 8,402,000 | 7,274,000 |
| Equity capital | 24,586,000 | 24,779,000 | 24,999,000 | 25,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,318,000 | 4,986,000 | 6,662,000 |
| Interest expense | 371,000 | 718,000 | 1,035,000 | 1,308,000 |
| Net interest income | 1,299,000 | 2,600,000 | 3,951,000 | 5,354,000 |
| Noninterest income | 235,000 | 479,000 | 686,000 | 829,000 |
| Noninterest expense | 1,099,000 | 2,265,000 | 3,517,000 | 4,923,000 |
| Provision for loan losses | 9,000 | 125,000 | 181,000 | 183,000 |
| Pretax income | 422,000 | 685,000 | 935,000 | 1,072,000 |
| Income tax | 103,000 | 152,000 | 197,000 | 38,000 |
| Net income | 319,000 | 533,000 | 738,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,103,000 | 24,316,000 | 24,522,000 | 24,817,000 |
| Total capital | 24,614,000 | 24,941,000 | 25,087,000 | 25,434,000 |
| Risk-weighted assets | 79,033,000 | 80,154,000 | 79,217,000 | 78,211,000 |