Call reports 2011
BROADSTREET BANK, SSB — 2011
What BROADSTREET BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 150,930,000 | 149,924,000 | 147,024,000 | 145,281,000 |
| Total loans | 74,728,000 | 74,924,000 | 74,508,000 | 74,337,000 |
| Allowance for loan losses | 444,000 | 445,000 | 477,000 | 497,000 |
| Securities available for sale | 14,726,000 | 13,960,000 | 13,142,000 | 12,163,000 |
| Securities held to maturity | 43,593,000 | 43,642,000 | 43,299,000 | 42,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,786,000 | 106,578,000 | 106,500,000 | 106,144,000 |
| Interest-bearing deposits | 97,968,000 | 99,227,000 | 99,103,000 | 99,644,000 |
| Noninterest-bearing deposits | 6,818,000 | 7,351,000 | 7,397,000 | 6,500,000 |
| Equity capital | 23,483,000 | 23,812,000 | 24,088,000 | 24,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,612,000 | 5,384,000 | 7,096,000 |
| Interest expense | 533,000 | 995,000 | 1,422,000 | 1,816,000 |
| Net interest income | 1,278,000 | 2,617,000 | 3,962,000 | 5,280,000 |
| Noninterest income | 221,000 | 456,000 | 712,000 | 962,000 |
| Noninterest expense | 1,127,000 | 2,332,000 | 3,470,000 | 4,610,000 |
| Provision for loan losses | 0 | 1,000 | 38,000 | 49,000 |
| Pretax income | 372,000 | 736,000 | 1,037,000 | 1,449,000 |
| Income tax | 87,000 | 173,000 | 236,000 | 362,000 |
| Net income | 285,000 | 563,000 | 801,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,982,000 | 23,262,000 | 23,500,000 | 23,784,000 |
| Total capital | 23,426,000 | 23,707,000 | 23,977,000 | 24,281,000 |
| Risk-weighted assets | 78,045,000 | 77,931,000 | 77,066,000 | 77,136,000 |