Call reports 2010
BROADSTREET BANK, SSB — 2010
What BROADSTREET BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 158,209,000 | 158,426,000 | 156,512,000 | 153,393,000 |
| Total loans | 72,833,000 | 75,590,000 | 76,621,000 | 75,752,000 |
| Allowance for loan losses | 569,000 | 496,000 | 474,000 | 450,000 |
| Securities available for sale | 20,689,000 | 18,688,000 | 17,472,000 | 15,800,000 |
| Securities held to maturity | 46,584,000 | 45,998,000 | 45,106,000 | 43,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,490,000 | 103,121,000 | 104,349,000 | 102,736,000 |
| Interest-bearing deposits | 95,146,000 | 97,454,000 | 98,361,000 | 96,880,000 |
| Noninterest-bearing deposits | 5,344,000 | 5,667,000 | 5,988,000 | 5,857,000 |
| Equity capital | 22,777,000 | 22,998,000 | 23,281,000 | 23,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,877,000 | 5,795,000 | 7,679,000 |
| Interest expense | 719,000 | 1,402,000 | 2,054,000 | 2,652,000 |
| Net interest income | 1,222,000 | 2,475,000 | 3,741,000 | 5,027,000 |
| Noninterest income | 228,000 | 458,000 | 701,000 | 928,000 |
| Noninterest expense | 1,066,000 | 2,136,000 | 3,225,000 | 4,189,000 |
| Provision for loan losses | 60,000 | 60,000 | 90,000 | 434,000 |
| Pretax income | 355,000 | 521,000 | 897,000 | 1,101,000 |
| Income tax | 85,000 | 106,000 | 198,000 | 368,000 |
| Net income | 270,000 | 415,000 | 699,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,232,000 | 22,377,000 | 22,661,000 | 22,697,000 |
| Total capital | 22,801,000 | 22,873,000 | 23,135,000 | 23,147,000 |
| Risk-weighted assets | 78,815,000 | 79,528,000 | 79,806,000 | 79,448,000 |