Call reports 2009
BROADSTREET BANK, SSB — 2009
What BROADSTREET BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 150,765,000 | 152,507,000 | 153,163,000 | 154,943,000 |
| Total loans | 67,058,000 | 68,997,000 | 71,222,000 | 71,572,000 |
| Allowance for loan losses | 420,000 | 472,000 | 445,000 | 527,000 |
| Securities available for sale | 29,315,000 | 23,547,000 | 22,766,000 | 22,475,000 |
| Securities held to maturity | 38,734,000 | 42,374,000 | 45,969,000 | 47,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,065,000 | 98,148,000 | 99,415,000 | 98,496,000 |
| Interest-bearing deposits | 91,343,000 | 92,541,000 | 93,607,000 | 93,606,000 |
| Noninterest-bearing deposits | 5,722,000 | 5,608,000 | 5,808,000 | 4,890,000 |
| Equity capital | 22,263,000 | 22,108,000 | 22,755,000 | 22,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,956,000 | 3,929,000 | 5,874,000 | 7,834,000 |
| Interest expense | 935,000 | 1,823,000 | 2,655,000 | 3,413,000 |
| Net interest income | 1,021,000 | 2,106,000 | 3,219,000 | 4,421,000 |
| Noninterest income | 238,000 | 496,000 | 746,000 | 1,004,000 |
| Noninterest expense | 983,000 | 2,060,000 | 3,097,000 | 4,087,000 |
| Provision for loan losses | 0 | 75,000 | 100,000 | 230,000 |
| Pretax income | 276,000 | 511,000 | 812,000 | 548,000 |
| Income tax | 73,000 | 123,000 | 192,000 | 169,000 |
| Net income | 203,000 | 388,000 | 620,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,783,000 | 21,967,000 | 22,201,000 | 21,961,000 |
| Total capital | 22,203,000 | 22,439,000 | 22,646,000 | 22,488,000 |
| Risk-weighted assets | 75,053,000 | 76,900,000 | 78,221,000 | 78,127,000 |