Call reports 2008
BROADSTREET BANK, SSB — 2008
What BROADSTREET BANK, SSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 141,386,000 | 142,937,000 | 145,376,000 | 147,333,000 |
| Total loans | 58,291,000 | 61,559,000 | 64,973,000 | 66,467,000 |
| Allowance for loan losses | 344,000 | 350,000 | 393,000 | 444,000 |
| Securities available for sale | 33,851,000 | 32,437,000 | 31,599,000 | 30,959,000 |
| Securities held to maturity | 38,151,000 | 38,069,000 | 36,566,000 | 35,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,472,000 | 92,076,000 | 90,602,000 | 92,579,000 |
| Interest-bearing deposits | 84,495,000 | 85,424,000 | 84,240,000 | 86,866,000 |
| Noninterest-bearing deposits | 5,978,000 | 6,653,000 | 6,362,000 | 5,713,000 |
| Equity capital | 21,258,000 | 20,887,000 | 21,320,000 | 21,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,945,000 | 5,944,000 | 7,957,000 |
| Interest expense | 1,092,000 | 2,157,000 | 3,178,000 | 4,165,000 |
| Net interest income | 849,000 | 1,788,000 | 2,766,000 | 3,792,000 |
| Noninterest income | 243,000 | 615,000 | 862,000 | 1,238,000 |
| Noninterest expense | 897,000 | 1,831,000 | 2,753,000 | 3,828,000 |
| Provision for loan losses | 3,000 | 25,000 | 71,000 | 132,000 |
| Pretax income | 192,000 | 546,000 | 611,000 | 877,000 |
| Income tax | 45,000 | 145,000 | 147,000 | 219,000 |
| Net income | 147,000 | 401,000 | 464,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,066,000 | 21,323,000 | 21,386,000 | 21,580,000 |
| Total capital | 21,410,000 | 21,673,000 | 21,779,000 | 22,024,000 |
| Risk-weighted assets | 66,723,000 | 69,938,000 | 72,172,000 | 73,981,000 |