Call reports 2007
BROADSTREET BANK, SSB — 2007
What BROADSTREET BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 131,360,000 | 134,600,000 | 132,713,000 | 134,032,000 |
| Total loans | 56,386,000 | 57,561,000 | 59,864,000 | 57,944,000 |
| Allowance for loan losses | 324,000 | 358,000 | 363,000 | 340,000 |
| Securities available for sale | 22,141,000 | 23,274,000 | 23,565,000 | 24,861,000 |
| Securities held to maturity | 41,273,000 | 40,620,000 | 39,426,000 | 39,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,629,000 | 87,467,000 | 87,413,000 | 87,940,000 |
| Interest-bearing deposits | 78,306,000 | 81,038,000 | 81,221,000 | 83,345,000 |
| Noninterest-bearing deposits | 5,323,000 | 6,429,000 | 6,192,000 | 4,595,000 |
| Equity capital | 20,159,000 | 20,016,000 | 20,554,000 | 20,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,851,000 | 3,739,000 | 5,695,000 | 7,626,000 |
| Interest expense | 997,000 | 2,046,000 | 3,118,000 | 4,205,000 |
| Net interest income | 854,000 | 1,693,000 | 2,577,000 | 3,421,000 |
| Noninterest income | 184,000 | 375,000 | 596,000 | 832,000 |
| Noninterest expense | 806,000 | 1,631,000 | 2,545,000 | 3,273,000 |
| Provision for loan losses | 0 | 34,000 | 39,000 | 39,000 |
| Pretax income | 234,000 | 405,000 | 591,000 | 939,000 |
| Income tax | 62,000 | 103,000 | 146,000 | 237,000 |
| Net income | 172,000 | 302,000 | 445,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,487,000 | 20,618,000 | 20,759,000 | 21,020,000 |
| Total capital | 20,811,000 | 20,976,000 | 21,122,000 | 21,360,000 |
| Risk-weighted assets | 62,136,000 | 64,352,000 | 65,115,000 | 64,413,000 |