Call reports 2006
BROADSTREET BANK, SSB — 2006
What BROADSTREET BANK, SSB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 128,733,000 | 128,615,000 | 129,799,000 | 128,292,000 |
| Total loans | 45,811,000 | 49,368,000 | 53,546,000 | 54,747,000 |
| Allowance for loan losses | 456,000 | 446,000 | 446,000 | 349,000 |
| Securities available for sale | 23,374,000 | 21,999,000 | 21,795,000 | 21,386,000 |
| Securities held to maturity | 49,476,000 | 47,333,000 | 45,473,000 | 43,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,059,000 | 80,297,000 | 81,975,000 | 81,235,000 |
| Interest-bearing deposits | 76,326,000 | 76,232,000 | 77,015,000 | 76,654,000 |
| Noninterest-bearing deposits | 4,733,000 | 4,065,000 | 4,960,000 | 4,580,000 |
| Equity capital | 19,332,000 | 19,222,000 | 19,596,000 | 19,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,698,000 | 3,440,000 | 5,267,000 | 7,100,000 |
| Interest expense | 825,000 | 1,715,000 | 2,673,000 | 3,654,000 |
| Net interest income | 873,000 | 1,725,000 | 2,594,000 | 3,446,000 |
| Noninterest income | 156,000 | 314,000 | 478,000 | 669,000 |
| Noninterest expense | 808,000 | 1,619,000 | 2,420,000 | 3,259,000 |
| Provision for loan losses | 0 | 0 | 0 | -97,000 |
| Pretax income | 221,000 | 420,000 | 652,000 | 953,000 |
| Income tax | 60,000 | 110,000 | 172,000 | 234,000 |
| Net income | 161,000 | 310,000 | 480,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,757,000 | 19,903,000 | 20,074,000 | 20,313,000 |
| Total capital | 20,213,000 | 20,349,000 | 20,520,000 | 20,662,000 |
| Risk-weighted assets | 54,928,000 | 57,707,000 | 61,291,000 | 60,558,000 |