Call reports 2005
BROADSTREET BANK, SSB — 2005
What BROADSTREET BANK, SSB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 127,373,000 | 127,042,000 | 127,199,000 | 126,151,000 |
| Total loans | 38,085,000 | 39,808,000 | 42,042,000 | 45,181,000 |
| Allowance for loan losses | 436,000 | 440,000 | 596,000 | 454,000 |
| Securities available for sale | 24,447,000 | 23,475,000 | 22,765,000 | 21,490,000 |
| Securities held to maturity | 57,789,000 | 54,985,000 | 53,003,000 | 51,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,998,000 | 79,307,000 | 80,134,000 | 79,557,000 |
| Interest-bearing deposits | 76,384,000 | 76,288,000 | 76,077,000 | 75,722,000 |
| Noninterest-bearing deposits | 2,614,000 | 3,019,000 | 4,057,000 | 3,835,000 |
| Equity capital | 18,742,000 | 19,062,000 | 19,218,000 | 19,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,255,000 | 4,929,000 | 6,606,000 |
| Interest expense | 674,000 | 1,388,000 | 2,145,000 | 2,927,000 |
| Net interest income | 936,000 | 1,867,000 | 2,784,000 | 3,679,000 |
| Noninterest income | 123,000 | 254,000 | 397,000 | 601,000 |
| Noninterest expense | 726,000 | 1,508,000 | 2,240,000 | 3,005,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 20,000 |
| Pretax income | 331,000 | 611,000 | 977,000 | 1,293,000 |
| Income tax | 94,000 | 172,000 | 278,000 | 374,000 |
| Net income | 237,000 | 439,000 | 699,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,907,000 | 19,112,000 | 19,372,000 | 19,593,000 |
| Total capital | 19,343,000 | 19,552,000 | 19,968,000 | 20,047,000 |
| Risk-weighted assets | 48,770,000 | 49,468,000 | 51,042,000 | 53,667,000 |